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Private Health Insurance Coverage for Mental Health Treatment in Tennessee

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We Accept Most Major Health Insurance

Apex Recovery Tennessee focuses on providing reliable and respected care for mental health challenges. Our licensed and accredited recovery facility specializes in mental health treatment, offering solutions that prioritize your well-being. We accept various health insurance plans and can verify your mental health insurance coverage levels on your behalf, making the process as seamless as possible. The location makes it convenient to serve communities in Nashville, Memphis, Knoxville, Clarksville, Murfreesboro, and surrounding areas. Apex Mental Health Recovery Tennessee aims to make high-quality recovery treatment accessible to those who need it most.

If you’re feeling uncertain about the costs of mental health treatment or how to access care without health insurance, know that you’re not alone. At Apex Recovery Tennessee, we understand the challenges you’re facing and are here to provide guidance and assistance tailored to your needs. Our team will support you in helping you explore every available option with care and professionalism. Take the first step towards prioritizing your mental well-being by getting in touch with our qualified team today on (615) 703 4639 — we’re here to support you throughout the process.

Check Your Insurance with Apex Recovery

Apex Recovery accepts insurance and offers assistance in checking your mental health coverage levels. Knowing which programs your health insurance includes is a key step in receiving mental health treatment. Our experienced team is here to guide you through this process, making it easier to access the recovery treatments covered by your plan.

What is a Private Health Insurance?

Private health insurance coverage refers to health plans provided by private companies, designed to help people or employers manage medical expenses. Unlike government-funded programs, it is purchased independently and can be customized to fit specific healthcare needs, covering services like doctor visits, hospital stays, and prescription medications based on the selected plan.

Many private health insurance plans provide flexibility in choosing healthcare providers and may include additional benefits such as wellness incentives, reduced waiting times for specialists, and access to wider networks. It helps manage healthcare costs and gives quick access to important medical care.

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Does Insurance Cover Mental Health Disorder Assessment?

Yes, insurance plans often include coverage for mental health disorder assessments, but the level of health insurance coverage can differ depending on the provider and policy. Some plans may cover the full cost of mental health, while others might require co-pays or have limits on the number of sessions covered each year.

Understanding the details of your insurance policy is important. Many providers now offer comprehensive mental health benefits as part of their overall treatment coverage, reflecting the growing importance of mental health care. Be sure to review your policy or consult your insurer to confirm what services are included and how to access them.

Does Insurance Cover Mental Health Treatment in Tennessee?

Yes, insurance in Tennessee typically includes mental health treatment, but the details depend on your policy. Mental health coverage may range from therapy and counseling to medication management, with some plans requiring further costs like deductibles or co-pays. Reviewing your specific benefits is necessary to understand what support is available.

Home to Nashville and Memphis, residents of Tennessee benefit from laws promoting equal health insurance coverage for mental and physical health. Many insurance providers offer expanded options to address growing mental health needs within The Volunteer State. Local resources like community programs or in-network providers can also improve access to affordable care for those seeking treatment.

Does Insurance Cover Mental Health Therapy in Tennessee?

Yes, many insurance plans in Tennessee include mental health therapy, nonetheless, mental health centers that take insurance varies on your specific policy. Some mental health therapy plans cover services like individual or group therapy, while others may require you to pay a deductible or co-pay. It’s important to check your plan for exact details.

This Southern State follows laws that require mental health care to be treated like physical health care. A wide range of health insurance providers work with local therapists and mental health centers, making it easier to find treatment close to home. Looking into your insurance plan can help you understand what options you have.

Private Mental Health Treatment Centers in Tennessee That Accepts Insurance

Tennessee delivers several private mental health treatment centers that accept health insurance, providing accessible care tailored to personal needs. Private behavioral health treatment centers offer a range of services to support mental health and well-being. Below are Apex Recovery in Tennessee that accept insurance, where people can seek help while utilizing their insurance plans:

  • Apex Recovery Brentwood: 209 Ward Cir, Brentwood, TN 37027
  • Apex Recovery Columbia: 2710 Trotwood Ave STE A & B, Columbia, TN 38401

How to Find Behavioral Health Recovery Centers Near Me That Take Insurance

Finding a behavioral health recovery center that takes insurance can make accessing care more straightforward and affordable. With a few simple steps, you can identify reputable behavioural health treatment facilities in your area and determine your mental health coverage options. Below are practical ways to find the right mental health treatment centers:

  • Use Your Insurance Provider’s Directory: Most insurance providers maintain an online directory of in-network facilities. Search using keywords like “behavioral health,” “mental health treatment,” or “recovery centers” to locate nearby options under your plan.
  • Check SAMHSA’s Treatment Locator: The Substance Abuse and Mental Health Services Administration (SAMHSA) offers an online locator for behavioral health facilities. Search regions like Nashville, Brentwood, and Columbia, which are known for quality centers, to find nearby services.
  • Call the Number on Your Insurance Card: Reach out to your health insurance provider by calling the customer service number on your card. Discuss your mental health coverage and request assistance in identifying recovery centers that accept your plan.
  • Check the Facility’s Website If They Accept Insurance: Visit the websites of behavioral health recovery centers you’re interested in to confirm they accept your insurance. Many mental health facilities list participating insurance providers and details about billing practices directly on their site.
  • Contact the Facility and Ask If They Take Insurance: Call the mental health facility directly for confirmation. This way, you can verify your coverage, understand any costs involved, and ask additional questions about available services.

Check Your Insurance Coverage

Contact Apex Recovery Tennessee today! We’ll verify your insurance coverage for mental health treatment and guide you through a smooth, stress-free admissions process. With our guidance, you can feel reassured and supported as you take this important step toward better mental health.

Does Insurance Cover Psychiatric Treatment​?

Yes, insurance often covers psychiatric treatment, though the extent of coverage can vary. Plans include inpatient, outpatient, and therapy sessions, yet specifics depend on your provider and policy. It’s important to review your plan’s mental health benefits or contact your insurance company for a detailed understanding of what’s included.

Apex Mental Health Recovery supports people navigating this process by offering free mental health assessments as part of the admissions process. This allows our team to better understand your needs and recommend suitable plans. Our focus is on making mental health care accessible and helping you take confident steps towards recovery.

Does Insurance Cover Inpatient Mental Health Treatment?

Yes, insurance frequently covers inpatient mental health treatment, however the level of cover for inpatient mental health insurance depends on your policy. Many plans include expenses for residential stays, therapy, and medication management. However, mental health coverage varies, so it’s important to review your health benefits or speak with your insurance provider to understand your specific options.

At Apex Recovery, tailored mental health programs are designed to align with your insurance coverage and unique needs. Our experienced team works closely with you to create a treatment plan that fits your situation and makes sure you have access to the necessary treatment plans. This individualized approach helps make mental health treatment more effective and accessible.

Does Insurance Cover Outpatient Mental Health Treatment?

Yes, insurance typically covers outpatient mental health treatment, although insurance coverage for outpatient mental health is determined by your plan. Quite a few policies include therapy sessions, counseling, and medication management as part of their benefits. Reviewing your policy is a great first step, but if you’re unsure about your coverage, you can contact us at Apex Recovery. Our team is here to guide you through your options and help ensure you get the care you need.

Apex Mental Health Recovery Tennessee creates customized outpatient behavioral health treatment programs tailored to your coverage and personal needs. Our skilled team collaborates with you to design a plan that makes sure you receive the mental health outpatient treatment you need in an accessible and effective manner. This personalized approach emphasizes support and helps simplify the process.

Types of Mental Health Treatment Programs Covered by Insurance

Insurance plans typically cover a variety of mental health treatment programs, aiming to provide support for people with diverse needs. Health insurance coverage often includes services such as inpatient care, outpatient therapy, and specialized behavioral treatment programs. Understanding these options can help you choose the right path for your mental health and wellness journey.

Inpatient Psychiatric Care Covered by Health Insurance Plans

Inpatient psychiatric care involves staying in a hospital or mental health facility for intensive treatment. This type of care is designed for people facing severe mental health crises, making sure they receive continuous monitoring, therapy, and medical attention in a safe, controlled environment.

This level of care is important for conditions such as severe depression, schizophrenia, and acute anxiety disorders. It offers a structured setting for managing symptoms effectively and stabilizing patients during challenging periods. By addressing immediate needs, inpatient psychiatric care lays the foundation for long-term mental health recovery.

Residential Mental Health Treatment Covered by Insurance Providers

Residential mental health treatment provides a structured, live-in environment for people requiring consistent care and support. Unlike inpatient care, it is less medically intensive but focuses on therapeutic interventions and skill-building, allowing patients to address underlying issues in a stable and supportive setting.

This type of treatment benefits those dealing with conditions such as bipolar disorder, borderline personality disorder, and post-traumatic stress disorder (PTSD). Through tailored therapy plans, group sessions, and daily routines, residential programs help patients develop coping strategies and strengthen long-term recovery in a nurturing atmosphere.

Partial Hospitalization Programs (PHP) with Mental Health Coverage

Partial hospitalization programs (PHP) offer intensive mental health care without the need for overnight stays. PHP’s typically involve several hours of structured therapy and psychiatric support each day, allowing patients to return home at night while maintaining access to professional care and treatment.

PHP is particularly effective for people managing conditions like depression, anxiety, and eating disorders. It provides a balance between the intensive support of inpatient care and the flexibility of outpatient services. Through tailored therapies and skill-building activities, PHP helps patients make meaningful steps in their mental health recovery.

Intensive Outpatient Programs (IOP) Under Most Health Plans

Intensive outpatient programs (IOP) provide an organized level of care for people who do not require 24/7 supervision. IOP’s typically involve several therapy sessions each week, focusing on developing coping strategies and addressing mental health challenges while still allowing patients to maintain work or home responsibilities.

IOPs are beneficial for people managing conditions like substance use disorders, PTSD, or moderate depression. By offering access to group therapy, individual counseling, and skill-building exercises, IOPs bridge the gap between inpatient care and standard outpatient therapy, supporting recovery in a flexible and effective way.

Standard Outpatient Therapy and Counseling

Standard outpatient therapy and counseling offer mental health support on a scheduled, session-by-session basis. People meet with licensed therapists or counselors to address emotional challenges and develop coping strategies, typically in a weekly or bi-weekly format, without disrupting their daily lives or routines.

This form of therapy is effective for treating conditions such as mild depression, generalized anxiety disorder, or relationship issues. By providing a consistent space for self-reflection and problem-solving, outpatient therapy helps individuals develop healthier thought patterns, improve emotional well-being, and achieve personal growth over time.

Telehealth and Online Therapy Services

Telehealth and online therapy services allow people to access mental health care remotely. Using video calls, phone consultations, or secure messaging platforms, patients can connect with licensed professionals from the comfort of their homes, making sure it is convenient and can reduce barriers to mental health treatment.

Online therapy services support those with conditions such as social anxiety, depression, or panic disorders. By providing flexible scheduling and eliminating the need for travel, telehealth makes mental health care more accessible, offering personalized support that accommodates different lifestyles and unique therapeutic needs.

Medication Management and Psychiatric Evaluations

Medication management and psychiatric evaluations are essential services in mental health treatment. Psychiatric evaluations involve a comprehensive assessment of an individual’s mental health to diagnose disorders and develop different treatment plans. Medication management makes sure people receive the correct prescriptions, dosages, and follow-up care to address their specific symptoms effectively.

Such services play an important role in treating conditions like bipolar disorder, schizophrenia, and generalized anxiety disorder. Detailed evaluations provide clarity on a diagnosis, while ongoing monitoring of medications makes sure mental health treatment remains effective, minimizes side effects, and adapts to changing needs for long-term mental wellness.

Emergency Mental Health and Crisis Stabilization Covered by Health Insurance

Emergency mental health and crisis stabilization services address acute psychological distress requiring instant attention. Such services often involve brief interventions, evaluation, and stabilization to maintain the individual’s safety and prevent further escalation of the crisis, often provided in hospital settings or specialized crisis centers.

Such care is needed for people experiencing severe panic attacks, suicidal ideation, or psychosis. By offering immediate intervention, crisis stabilization makes sure that people receive urgent support, allowing them to regain stability and transition to ongoing mental health treatment, which plays a critical role in recovery and preventing recurrence.

Dual Diagnosis and Co-Occurring Disorder Treatment

Dual diagnosis and co-occurring disorder treatment address people experiencing both a mental health disorder and a substance use issue at the same time. This integrated care approach focuses on diagnosing and treating both conditions to prevent them from worsening each other and enable more effective recovery.

Such co-occurring treatment is necessary for people dealing with conditions like depression paired with alcohol dependency or anxiety alongside drug use. By addressing both issues simultaneously, this approach reduces the risk of relapse, enhances treatment outcomes, and supports patients in achieving long-term mental and physical health stability.

Youth and Teen Behavioral Therapy Programs

Youth and teen behavioral therapy programs are designed to help young people control emotional, behavioral, and mental health challenges. Combining therapeutic approaches like counseling, cognitive-behavioral therapy, and family involvement, programs like these offer tailored behavioral health treatment that supports healthy development during critical formative years.

For those facing conditions such as attention-deficit/hyperactivity disorder (ADHD), anxiety, or depression, programs provide effective tools to improve emotional regulation and social skills. By addressing challenges early, they promote resilience and equip adolescents with strategies to overcome obstacles and build a solid foundation for their well-being.

Health Insurance Providers That Cover Mental Health Treatment in Tennessee

BlueCross BlueShield of Tennessee, Cigna Healthcare, and Aetna provide robust mental health coverage, including therapy sessions, medication management, and specialized treatment programs. Their plans often include in-network access to mental health professionals, making sure people can receive essential care for conditions like depression and anxiety without excessive out-of-pocket expenses.

UnitedHealthcare (UHC), Ambetter from Celtic Insurance, and Oscar Health also offer thorough mental health services as part of their coverage. This includes support for behavioral health issues and treatment for disorders such as PTSD and bipolar disorder. By prioritizing accessibility, they make mental health care approachable for different demographics in Tennessee.

Humana, Molina Healthcare, National General (an Allstate company), and Farm Bureau Health Plans emphasize mental health in their policies. Coverage regularly includes counseling, screenings, and crisis intervention support. Their commitment to comprehensive mental health services ensures broader access to resources, helping people and families manage mental health challenges effectively.

How to Get Insurance to Pay for Mental Health Treatment

An easy and stress-free way to support your mental health treatment is by contacting us at (615) 703 4639. Our team will verify your health insurance coverage levels, explain your health benefits, and manage the entire insurance process for you. This allows you to focus on your well-being while we handle the logistical details.

To take the next step, call Apex Recovery Tennessee today or complete the contact form available on this page. Our supportive team is here to simplify the process, answer any questions, and guide you toward the support and care you deserve. Reach out now to begin your recovery journey with confidence.

Free Mental Health Assessment

Contact Apex Recovery today! We offer free mental health assessments to help you take the first step toward healing. This no-cost service lets you connect with professionals who will assess your needs and guide you toward a personalized mental health treatment plan designed just for you.

Brenna O’Brien, LCSW

Lead Therapist

Brenna is a Nashville native who earned both her undergraduate and master’s degree in Clinical Social Work from The University of Tennessee where she graduated in 2011. She has a thirteen-year background working in the behavioral health field with adults at all levels of care. Brenna started her career working at a local inpatient hospital, followed by a six year career with a residential co-occurring treatment center. Brenna served as the founder and director of the Clinical Consultant team where she developed protocols to assist patients in getting access to care efficiently without sacrificing customer service. As a result of her efforts, she was named the treatment center’s Innovator of the Year in 2018. She loves to be the voice of hope for patients and families in crisis by providing education and clinical direction.
Brenna’s fun-loving and accepting nature has served her well as a clinician treating individuals struggling with complex trauma, anxiety, depression, perfectionism, and co-occurring disorders. Brenna is a certified NARM therapist and co-owner of SHEchiatry, PLLC, a boutique mental health practice for women in Nashville.

During her off time, you can find Brenna thrift shopping alongside her French Bulldog Reau. She also particularly enjoys early mornings with a matcha latte followed by all things local.

Flora Sadri-Azarbayejani, D.O., MPH, FAAFP, FASAM

Medical Director

Flora Sadri-Azarbayejani graduated from Boston University with a degree in biomedical engineering. She would later go on to complete two master’s degrees at Boston University, one in epidemiology and biostatistics and the other in medical science, along with her doctorate in medicine from the University of New England College of Osteopathic Medicine. Dr. Sadri began her career as an epidemiologist in infectious disease for the Massachusetts Department of Public Health. After medical school, she began her career as a family physician at The Community Health Center of Franklin County and then Gardner Family Medicine, a private practice in Gardner, MA. Dr. Sadri made the decision to work with the recovery community as a physician at CleanSlate Centers, then become part of the Promises Behavioral Health leadership team, and then continued her career at PsyclarityHealth.

Dr. Sadri-Azarbayejani is an involved member of medical societies, including the Massachusetts Medical Society, the American Academy of Family Physicians (AAFP), and the American Society of Addiction Medicine (ASAM)and has a publication in AAFP News detailing how family medicine can lead addiction care efforts.

LinkedIn profile link: linkedin.com/in/flora-sadri-azarbayejani-42023345

Fred Bowen

Founder & Board Member

Fred was raised in San Clemente, California. Fred was exposed to the drug culture at a very early age. By the time Fred had graduated from high school, his addiction had progressed to a point that most people do not return from. For another decade, he struggled with addiction and recovery with multiple attempts at abstinence. There were periods of homelessness along with periods of high functioning and experiencing success. Fred realized, ultimately, that addiction was always in control. At the age of thirty, on death’s door, Fred had hit rock bottom and had a moment of clarity that would save his life. That clarity was the sea of change in his life.

20 years later, Fred is not able to recognize his past life in comparison to where he is now. Early on, Fred had made the decision that addiction and recovery would be his sole vocation. He started sober living homes and found that working with people that suffered from the same addiction would be his passion. This was the beginning of Apex Recovery.

“I’m extremely proud of the person I have become simply by staying clean and having an open mind in regards to the recovery process.”

Fred’s hope for anyone suffering the way he did is to be able to find a way out of the vicious cycle of addiction. Recovery is a gift that all are entitled to. Apex can be a part of that.

Jennifer Adams

Chief Legal Officer

Jennifer has over 25 years of experience in the healthcare industry. She began her career as a paralegal in the legal department of BlueCross BlueShield of Tennessee (BCBST), where she spent 15 years learning the health insurance industry. Jennifer held various positions at BCBST, including paralegal, senior privacy consultant, chief privacy, security and compliance officer for a technology subsidiary, and shared health and senior counsel.

Jennifer then further advanced her healthcare experience by joining the Department of Veterans Affairs (VA) for almost 10 years. Jennifer served as the director for payer Relations, where she was responsible for managing all payer relationships across the country for the VA. In her last position, Jennifer was a member of the Senior Executive Service (SES) and served as the executive director for integrated external networks, which was responsible for the development, oversight, and management of the community care network program that provides veterans access to community providers when VA cannot provide the service timely or close to home.

Jennifer joined Apex Recovery in February 2023 as our chief legal officer. Jennifer graduated from Tennessee Wesleyan College with a Bachelor of Science business degree in human resource management, economics, and finance. She also holds a Juris Doctorate degree from the Nashville School of Law.

Branch Atkisson

National Director of Business Development

A passion for helping those in need started with Branch’s own personal experience growing up. This morphed into professional expertise in the areas of outreach and community development.

A true understanding of what treatment resources are available and how to connect those in need with them has allowed him to develop relationships that continue to benefit APEX’s patients. “I love sitting with addicts and their families in moments of crisis and helping them understand there is hope through the process of treatment!”

Shauna Soderquist

Director of Admissions

Shauna Soderquist is the director of admissions at Apex Recovery. With over nine years of industry experience, Shauna is committed to helping those who struggle with addiction and has experience with all facets of the admissions cycle. Her experience includes lead development, account management, building and growing teams, and recruitment and training. She brings a high-level understanding of insurance and financial implications of treatment. Shauna is a high performer who is driven to meet and exceed goals and while her career path has given her exposure to all parts of the treatment and recovery processes, her passion will always be in building and maintaining relationships with clients while helping them admit to treatment.

Shauna resides in Thompson’s Station, TN with her husband, and two children and is an active member of her community. When she is not helping those who struggle with addiction, she enjoys spending time with her family, working out, traveling, and enjoying live music.

Michael Cartwright

Chairman of the Board

There is no end in sight for Michael Cartwright. He has a sincere goal to provide endless resources to those who truly want to release the grip of addiction.

Known as a premiere addiction industry trailblazer, Michael Cartwright is a noted behavioral health entrepreneur. He founded Performance Revolution LLC, also known as Fit-Rx, in 2009 and, from that success, was then able to merge with a company named Forterus with a successful history of treating over 12 million individuals in need of addiction treatment. Another success in the industry was the founding of Foundations Recovery Network.

Soon thereafter, Forterus grew and developed into AAC or American Addiction Centers being led by their chairman of the board, Michael Cartwright.

Michael Cartwright is a pillar in dual diagnosis management and the founder of Foundations Associates. Under his management, the organization grew to include four alcohol and drug treatment facilities nationwide, including the Canyon, the leading recovery facility in Malibu, California. One highlight in Michael’s service career is when he served and testified on the Senate Help Subcommittee on Substance Abuse and Mental Health Services.

Dr. Matthew Bruhin

CEO

Dr. Matthew J. Bruhin is the chief executive officer of APEX Recovery. Along with co-founder Fred Bowen, Dr. Bruhin utilized his experience in the creation of high-end rehabs to construct a center that was cutting-edge and affordable yet lacked nothing. His vision, eye for detail, and desire to lead have created an unparalleled vision for treating addictive disorders coupled with mental and emotional concerns. Dr. Bruhin treats every staff member and participant like family and hopes to bring his clinical and administrative vision to many.

Dr. Bruhin is a State of California Board of Behavioral Sciences-licensed marriage and family therapist as well as an addiction specialist registered by the Breining Institute. Dr. Bruhin earned his doctorate in addiction psychology, has a Master of Arts degree in counseling psychology, and holds a Bachelor of Arts degree in psychology with a minor in addictive disorders. Additionally, he holds many other certifications and has tens of thousands of hours of clinical and training experience.

Dr. Bruhin has a diverse clinical training background, working in the mental health field for over 12 years. He specializes in the treatment of addiction and has specialized experience and clinical training in the treatment of prescription addiction, sexual addiction, and gambling addiction. He works with many individuals and families, ranging from those with chronic mental health conditions to high-level professionals, professional athletes, executives, Hollywood film producers, and TV personalities. He has developed his own specialized and effective techniques for the treatment of addiction and chemical dependency.

Dr. Bruhin loves to write and blog and he appears regularly on network TV as a leader in the addiction field. He has worked with clients from A&E’s hit TV show Intervention as well as the Tyra Show. Dr. Bruhin also performs local TV segments in order to get the public educated about addiction and to break down the stigma of mental health issues. Dr. Bruhin balances his passion for work with the love of his family, his enjoyment of travel, and his vintage Star Wars collection, which can be viewed in his private office.